Government’s decision on small savings schemes including Sukanya, PPF, check latest interest rates
The Finance Ministry notification said that the interest rates on various small savings schemes for the second quarter of FY 2025-26 (which begins on July 1, 2025 and ends on September 30, 2025) will remain unchanged.
Small Savings Scheme: The government on Monday kept interest rates on various small savings schemes, including PPF and NSC, unchanged for the sixth quarter starting July 1, 2025. The Finance Ministry notification said that the interest rates on various small savings schemes for the second quarter of FY 2025-26 (which begins on July 1, 2025 and ends on September 30, 2025) will remain unchanged.
How much interest on which scheme
According to the notification, deposits under Sukanya Samriddhi Yojana will get an interest rate of 8.2 percent, while the rate on three-year fixed deposits will remain at 7.1 percent prevailing in the current quarter. Interest rates on the popular Public Provident Fund (PPF) and Post Office Savings Deposit Schemes have also been retained at 7.1 percent and 4 percent respectively. The interest rate on Kisan Vikas Patra will be 7.5 percent and investments will mature in 115 months. The interest rate on National Savings Certificate will be 10 percent. The interest rate on Savings Certificate (NSC) will remain at 7.7 percent for the period April-June 2025.
Like the current quarter, this time also the Monthly Income Scheme will give 7.4 percent interest to the investors. Along with this, there has been no change in the interest rates on small savings schemes run by post offices and banks for the fifth consecutive quarter. The government last made changes in some schemes for the fourth quarter of 2023-24. The government notifies the interest rates on small savings schemes every quarter.
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