93% salaried people earning less than Rs 50,000 per month are dependent on credit cards, 85% of self-employed people

Report: According to the study, 'Buy Now and Pay Later' (BNPL) services are used by 18% self-employed and 15% salaried people. This study is based on the analysis of the financial behavior of more than 20,000 salaried and self-employed people.

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