New UPI Payment System: Now you can withdraw money for gold and property loan through UPI, these are the new rules

There has been a change in the rules of UPI. Now from 1 September 2025, UPI users will be able to withdraw money for gold loan and personal loan online. Let us know the new changes in detail.

New UPI Payment System: The central government has given great news to UPI users. The National Payments Corporation of India has made a big change in the rules for making payments through UPI. Now users can also send gold loan, business loan and FD amount anywhere through UPI. Loan account can also be linked to UPI account. With this, you will be able to make payments from credit card to business loan through apps providing UPI payment facility such as Paytm, Phonepe, Google Pay. This rule will come into effect from 1 September 2025.

To make the UPI payment system easy and flexible as well as secure, many important decisions have been taken by NPCI recently. Now once again it has been announced to increase the scope of making payments. Currently UPI users can only link savings account or overdraft account. Payment can be made through them only. However, some RuPay credit cards are also linked to UPI but they are less. Now with the new rule, customers will be able to withdraw gold loan and personal loan money online without going to the bank.

How will you get the facility

UPI’s current rules have the facility of P2M money transfer. But, after the implementation of the new rules, customers will be able to do P2PM transactions along with P2P. Not only this, you will also be able to withdraw cash. However, NPCI has made some rules and regulations for this. For example, users will be able to make payments of only up to Rs 1 lakh in a day. Also, you will be able to withdraw only 10 thousand rupees in cash in a day. Apart from this, the limit of P2P daily transactions has also been made 20.

Along with this, the bank will also decide which payment you will be able to make through UPI. Suppose you have taken a personal loan, then it is possible that the bank can allow the loan money to be used only for essential things like hospital bill or education fees. This facility will be especially beneficial for small businessmen. Those who take a business loan of Rs 2-3 lakh and have to visit the bank again and again to make payment anywhere.

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