Best savings option for women! Invest for safe and strong returns
The Indian government and banks have launched several savings schemes aimed at women, offering them good returns on their savings. Let’s explore some of these schemes.
Women Savings Schemes in India 2025: As India’s landscape changes, Indian women have also transformed. Women are now moving towards empowerment. Today, Indian daughters are managing both the home and the office. Their responsibilities have increased. However, they have managed this as well.
From managing their own expenses to achieving financial independence, they are now also taking steps towards financial independence. The Indian government and banks have launched several savings schemes aimed at women, offering them good returns on their savings. If you are looking for a good savings scheme for yourself or the women in your family, you should definitely learn about these schemes.
Post Office Mahila Samman Savings Scheme
The Post Office Mahila Samman Savings Scheme was launched in 2023. This scheme is exclusively for women. It is a short-term scheme with a tenure of 2 years. This scheme offers higher interest rates than a typical savings account. This scheme is perfect for women looking for a safe and stable investment plan that offers short-term returns.
Sukanya Samriddhi Yojana
The Sukanya Samriddhi Yojana is a scheme designed to ensure the education and secure future of daughters. Under this scheme, parents of girls under 10 years of age can open an account in their daughter’s name. This is a long-term savings scheme. Under this scheme, you earn 8.2 percent annual interest on your savings, which is higher than other savings schemes. Investors in this scheme are also offered tax exemptions, which makes the Sukanya Samriddhi Yojana unique.
National Savings Certificate (NSC)
The National Savings Certificate (NSC), also known as the National Savings Certificate, is a budget scheme launched by the Government of India. It is a long-term savings scheme. The maturity period of an NSC ranges from 5 to 10 years. During this period, you earn 7.7 percent interest on your savings. You also receive tax benefits under Section 80C.
If you are looking for a safe investment for the long term, this scheme may be beneficial for you. Investors can start their savings journey with a minimum deposit of Rs 1,000.
Disclaimer: (The information provided here is for informational purposes only. It is important to note that investing in the market is subject to market risks. Always seek expert advice before investing. https://www.informalnewz.com never recommends investing in this scheme.)
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