Benefits Of A Senior Citizen Travel Insurance Policy

As a senior citizen, the idea of travelling abroad to meet your loved ones or to experience new cultures can be exciting yet stressful. But, with a travel insurance policy, you can get protection from different unforeseen events. Purchasing travel insurance online can help you travel stress-free and get the most out of your vacation experience. 

Keep reading to know how you can benefit from a senior citizen travel insurance policy and what coverage you can expect from this insurance policy. 

 Benefits of a Senior Citizen Travel Insurance Policy

 Medical and Dental Cost Coverage 

Safety is one of the main concerns for anyone who travels, especially when visiting a foreign country. Having senior citizen travel insurance can protect you from unanticipated medical situations that can adversely affect your finances. 

This policy provides extensive medical coverage, including transportation, hospitalisation, evacuation and repatriation of mortal remains. Reputed insurers also cover dental treatments. 

 Passport and Baggage Coverage 

Your passport is your most important proof of identity when overseas, and losing it could put a stop to your trip. 

Applying for a new or duplicate passport can also cost a lot of money. Thankfully, these fees are covered by travel insurance for the elderly. 

Similarly, if the airline is responsible for the loss of your luggage, you can get reimbursement through this policy for the financial loss of your valuables inside your luggage. In case the luggage is delayed, you will also receive reimbursement for the additional expenses that you have to incur for purchasing essential personal items. 

 Coverage for Trip Delays and Interruptions 

One of the major senior citizen travel insurance benefits is that you can receive coverage for trip interruptions or cancellations due to bad weather or illness/injury or death in your immediate family. You will get reimbursed for the non-refundable expense you make to purchase your flight ticket. 

This coverage extends to trip delays due to similar circumstances. In case you missed your connecting flight, you will be covered for the expenses you incur for food and accommodation as well as for the expenses related to making alternate flight arrangements. 

 Policy Extension Advantage 

If you have to undergo treatment while overseas due to injury or illness and your travel policy expires, then a 30-day extension of your policy will help you get coverage until you recover from your illness/injury. This extension is also applicable when you return to India to get the treatment. 

If the airline is responsible for the delay of your return to the country before the expiry of your policy, then this policy comes with an extension of 7 days for coverage during the delayed period of stay in that country. 

 Coverage for Personal Accident and COVID-19 

This holiday insurance for senior citizens covers you financially if you meet with an accident that results in permanent disability or even death. Moreover, treatment for COVID-19 is covered under this policy if you contract this disease during your international trip. 

 Conclusion

With all these coverage options and more, travel insurance policy for senior citizens can prove to be extremely helpful financially. Moreover, since senior citizens tend to fall sick  or get injured more than young adults, this travel policy is a must for senior citizens who wish to meet their loved ones abroad or enjoy a vacation overseas.

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