Education loan: Complete your Biotech studies in easy EMI without any fees, know the easy way to pay
If you want to make a career in biotechnology and have a financial problem for studies, then this news is for you. Today we will tell you how you can complete your studies by taking a loan.
Education loan: There is a big relief news for thousands of students who dream of making a career in biotechnology. Now studying B.Sc Biotech will not be expensive. If you are short of money, then there is nothing to worry about. Now you can easily complete your studies by taking an education loan, and the best thing is that you can repay this loan in easy installments.
In today’s time, the fees of professional courses like B.Sc Biotech have become very high. Lakhs of rupees have to be spent to get admission in good colleges, due to which many promising students are left behind only due to lack of money. But now the situation is changing. The government and many banks together are providing education loan facility to such students for studies, so that no student is forced to give up his dreams just because of money.
Education loan will provide these facilities
For courses like B.Sc Biotech, you can now take an education loan of Rs 4 lakh to Rs 10 lakh. This loan is being given by both government and private banks. The loan amount is transferred directly to the college account. After completion of studies, there is a grace period of 6 months or 1 year, after which the loan has to be repaid. Students can repay the loan gradually through easy EMIs.
What documents will be required?
- College admission letter
- Fee structure
- Identity proof (Aadhar card, PAN card)
- Home address proof
- Parents’ income certificate
- Previous educational certificate (12th mark sheet etc.)
Loan can be availed without guarantee
Education loan up to Rs 4 lakh can be availed without any guarantee. If the loan amount is more than this, then bank guarantee or co-applicant may be required. Government schemes like ‘Vidya Lakshmi Portal’ help students to choose the right bank and scheme.
Worries about the future also end along with studies
B.Sc Biotech is a course after which students get good job opportunities in many big industries like research, pharma, healthcare, food processing. In such a situation, if you are holding back from this course due to money, then there is no need to fear now.
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