Launching July 1: BALIC’s Nifty 500 Multifactor 50 Index ULIP Brings Smart Investing
If you’ve been waiting for a simple and smarter way to invest in the market — this could be your moment.
Bajaj Allianz Life Insurance is launching a brand-new ULIP (Unit Linked Insurance Plan) called the Nifty 500 Multifactor 50 Index Fund on July 1, 2025. It gives you a rare early-bird chance to invest at just Rs. 10 NAV# — but only till July 14, during the New Fund Offer (NFO) period.
Let’s break it down so you know exactly why this launch matters, and how it could fit into your long-term financial game plan.
What exactly is this new BALIC fund — and why should you care?
Think of it this way: This fund is like a ready-made basket of 50 high-quality stocks — chosen smartly from the Nifty 500 index. But what makes this different from a regular index fund is how those 50 stocks are picked.
BALIC’s fund uses a multifactor strategy — combining four time-tested rules:
● Momentum – Stocks that are already doing well
● Quality – Companies with strong finances
● Value – Stocks that may be undervalued
● Low volatility – Less ups and downs, more stability
So instead of following just one method, this fund picks stocks using all four. It’s a smarter way to invest in the market — aiming to grow your money while lowering risk.
Curious how this index has performed? It showed a strong 26.8%^ CAGR over the past 5 years (as on May 30, 2025).
Why this launch is a big opportunity — especially for first-time investors
This isn’t just another investment product. It’s a rare chance to do three things at once:
● Start with an amount that fits your budget that is designed to be accessible for first-time investors
● Lock in Rs. 10 NAV# before July 14, 2025
● Get life cover + market-linked returns + tax benefits in one place
You get insurance and investment benefits under a single ULIP plan — and you don’t need to be a finance pro to start.
Tip: If you’ve been delaying your investment plans, this is a simple way to begin, without needing to pick individual stocks.
What makes this ULIP smart and future-ready?
In short — it’s data-backed, cost-effective, and digital-first. Let’s look at the benefits in plain English:
● Smarter investing: It uses NSE’s Multifactor Index, not gut feeling or guesswork
● Built-in discipline: Monthly investment builds long-term habit
● Tax benefits: You may be eligible for benefits** under Section 80C and Section 10(10D), as per prevailing tax
● Life cover: Your family stays protected as your money grows
● Fully digital: From quote to policy, the entire journey happens online
It’s ideal for young professionals who want simple, mobile-first investing that also takes care of life cover.
Rs. 10 NAV — What does that really mean?
A NAV (Net Asset Value) of Rs. 10 is the launch price of the fund. It’s like getting in at the ground floor of a high-rise building.
After July 14, the NAV will start moving based on market performance. So getting in early means you maximise your units — which could help your wealth grow faster over time.
Think of this as your launch window — limited but packed with potential.
How to get started with this BALIC NFO
If you’re interested, here’s what to do:
Mark your calendar for the launch: July 1–14, 2025
Visit Bajaj Finserv Insurance Mall or talk to an advisor
Select a monthly premium based on your financial plan and coverage needs
Complete your KYC digitally
Sit back — you’re in
And the best part? You don’t need to worry about picking stocks. The index does the heavy lifting for you.
Who is this ideal for?
This NFO is perfect if you’re:
● Starting your first market investment
● Looking for both life cover and market growth
● Tired of FOMO and want a low-effort investing plan
● Planning long-term goals like buying a home or retiring early
● A young professional who prefers online, hands-off investing
Final thoughts — Smart investing starts with smart timing
The Nifty 500 Multifactor 50 Index Fund from BALIC isn’t just a ULIP — it’s a well-timed entry into market-based growth with built-in safety nets.
With the launch price fixed at Rs. 10 NAV# till July 14, this is one of those rare "get in early" moments. It doesn’t require a big budget. Just the intent to start.
Not sure where to begin? Start with a premium that fits your budget and take the first step toward smarter investing.
Disclaimer- *T&C Apply - Bajaj Finance Limited (‘BFL’) is a registered corporate agent of third party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Life Insurance Corporation of India (LIC), Bajaj Allianz General Insurance Company Limited, SBI General Insurance Company Limited, ACKO General Insurance Company Limited, HDFC ERGO General Insurance Company, TATA AIG General Insurance Company Limited, ICICI Lombard General Insurance Company Limited, New India Assurance Limited, Chola MS General Insurance Company Limited, Zurich Kotak General Insurance Co. Limited , Star Health & Allied Insurance Co. Limited, Care Health Insurance Company Limited, Niva Bupa Health Insurance Company Limited, Aditya Birla Health Insurance Company Limited and Manipal Cigna Health Insurance Company Limited under the IRDAI composite registration number CA0101. Please note that, BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely on a voluntary basis after your exercise of an independent due diligence on the suitability, viability of any insurance product. Any decision to purchase insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. Please refer insurer's website for Policy Wordings. For more details on risk factors, terms and conditions and exclusions please read the product sales brochure carefully before concluding a sale. ^As on 30th May 2025. Past 5-year CAGR Returns in Benchmark-Nifty 500 Multifactor MQVLv 50 Index. Please note that the fund aims to replicate the performance of benchmark index fund, subject to tracking error. Past returns of a fund are not necessarily indicative of the future performance of the fund. Please consult the financial advisor before investing. **Tax benefits as per prevailing Section 10(10D) and Section 80C (under old tax regime) of the Income Tax Act shall apply. You are requested to consult your tax consultant and obtain independent advice for eligibility before claiming any benefit under the policy. #Not available if policy issued after 14 July 2025. URN No. BFL/Advt./24-25/773
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