Apply for a personal loan during Loan Utsav 2025 and get instant disbursal

Whether it’s renovating your home, planning a wedding, pursuing higher education, or taking your family on a much-needed holiday, turning your plans into reality often requires financial support. But let’s face it—many of these aspirations come with significant costs. That’s where a personal loan can make a difference.

Instead of draining your savings or putting plans on hold, choose a smarter way to fund your goals. With a Bajaj Finserv Personal Loan during Loan Utsav 2025, you can get instant access to funds, enjoy flexible EMIs, and experience complete financial freedom—all with a fully digital, hassle-free process.

How does a personal loan work

A personal loan provides quick access to funds, making it ideal for managing unexpected or planned expenses. With a Bajaj Finserv Personal Loan, you can borrow up to Rs. 55 lakh based on your eligibility and financial needs.

The loan amount is disbursed quickly, and you can repay it comfortably over a flexible tenure that suits your budget. This makes personal loans a simple and dependable solution for handling sudden financial requirements without hassle.

Why choose a Bajaj Finserv Personal Loan?

Here is what makes the Bajaj Finserv Personal Loan a perfect match for all your needs:

  1. Quick approval and instant disbursal

Get your loan approved within minutes and the funds disbursed into your account within 24 hours * — so you don’t have to wait to bring home that new sofa, book those flight tickets, or pay an advance for the wedding venue.

  1. High loan amounts

Borrow up to Rs. 55 lakh to meet both big and small expenses. Whether it is gifting your loved ones or upgrading your lifestyle, there is enough headroom to cover it all.

  1. 100% digital journey

Apply from the comfort of your home. The entire personal loan process is paperless and online, from application to approval to disbursal.

  1. Flexible tenure options

Choose a repayment tenure ranging from 12 months to 96 months. Choose your monthly EMI to fit your budget with ease.

  1. No collateral needed

A Bajaj Finserv Personal Loan is unsecured, meaning you don’t have to pledge any assets to avail the funds.


Plan better with the online personal loan EMI calculator

One of the best tools you can use before applying is the online personal loan EMI calculator. It helps you:

  • Estimate your monthly instalments accurately
  • Adjust the loan amount and tenure to match your budget
  • Plan your finances better before making the commitment

Using this online tool is simple and convenient. All you need to do is enter the desired loan amount, preferred tenure, and expected interest rate. The calculator instantly shows you the EMI you will need to pay each month.

This ensures that you borrow smart and stay in control of your repayments throughout the loan journey.

When should you consider taking a personal loan?

Here are a few common yet important occasions where a personal loan can be a lifesaver:

  • Home renovation: Give your house a makeover without exhausting your savings
  • Wedding expenses: From venue to décor, a loan can help you manage big-ticket costs easily
  • Travel plans: Book early, enjoy better deals, and pay later with a flexible EMI structure
  • Emergency costs: Medical emergencies or sudden expenses during the season can be handled stress-free

Why now is the best time to apply

Loan Utsav 2025 brings exclusive offers designed to make personal loans more accessible, affordable, and convenient.

You can get:

  • Faster processing
  • Available 24x7*
  • Customised offers based on your profile

These limited-time benefits won’t last long, so applying now means making the most of this golden opportunity.

How to apply for a Bajaj Finserv Personal Loan during Loan Utsav

Getting started is simple:

 

  • Visit the Personal Loan page on the Bajaj Finserv website and click on ‘APPLY’.
  • Enter your 10-digit mobile number and the OTP sent to your phone.
  • Fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
  • Now, click on ‘PROCEED’ to visit the loan selection page.
  • Enter the loan amount that you need. Choose from the three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
  • Choose the repayment tenure – you can select tenure options of 12 months to 96 months and click on ‘PROCEED’.
  • Complete your KYC and submit your application.


Make the most of Loan Utsav 2025

Bajaj Finance Loan Utsav 2025 offers a convenient and reliable way to access funds when you need them most. With competitive interest rates, a seamless digital application process, and flexible repayment options, it enables you to meet your financial requirements with ease.

Whether you are managing an urgent expense, planning a major purchase, or simply looking for added financial flexibility, a Bajaj Finserv Personal Loan provides timely support without the need to compromise on your savings. Check your personal loan offer today and take the next step.

*These offers will be valid for the duration of the Loan Utsav, from 1st to 31st July 2025.

*Terms and Conditions apply

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