PPF vs Personal Loan: Which one is better for you? All you need to know

The festive season often leads to a spending spree, disrupting many people's budgets. To cover these financial needs, people usually end up taking loans. Personal loans are the most common choice in such circumstances, as they require very few documents and are approved by banks quickly and easily. However, their convenience comes with a catch - high interest rates. For those with urgent needs looking for a cheaper alternative, a loan against Public Provident Fund (PPF) deposits can be an option. If you're investing in PPF, you can use this lesser-known financing source.

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