Investment Scheme: Deposit only ₹6,000 in this post office scheme and earn lakhs! Know how?
Post Office RD Scheme: Depositing ₹6,000 every month in the Post Office RD scheme gives you lakhs of rupees in 5 years. This is a safe investment option. It is useful for children’s education and big expenses in the future.
Post Office RD Scheme: Nowadays people are investing money in different schemes for good returns. If you also want to save some money, then you can participate in the Post Office RD scheme. This money will help you in your future for your children’s education, home cash and for marriage or for any other work. If you want to make big money by saving a little money, then Post Office RD (Recurring Deposit) is right for you. This scheme is especially for those people who want to keep their savings safe, and want to get big returns over time.
In this scheme of the post office, you deposit cash every month and after 5 years you get good cash rates. This scheme has been launched by the government, so your money is completely safe.
How much will you get by depositing ₹ 6,000 every month
By depositing money every month, you get a return of lakhs. In this scheme, you will deposit Rs 6,000 every month. After 5 years or 60 months your total deposit amount will be Rs 3,60,000 with 6.7% annual interest (annual interest). After 5 years you will get ₹4,45,446 Your total interest will be ₹85,446 You can use this money for your children’s education, marriage, household expenses or any big expenses.
New changes in the scheme
Some new changes have been made in the Post Office RD scheme from January 1, 2025. Now you can also open an account online and make monthly deposits. This will also save your time and you will not need to go to the post office again and again. If you need money quickly for any reason, then you can close this scheme prematurely, although for this you will have to pay some money.
How to open an account:
To deposit a post office RD account, you can go to the post office, there you have to submit Aadhar card, PAN card and address dram (Dhaar card, PAN card and address proof), this process has also become online, so you can open an account sitting at home. And can deposit money.
Tax and benefits:
The interest received on this scheme is not completely tax-free but it is more secure than other investment places. This scheme is for those who want their savings without any worry. This scheme makes you have the habit of regular savings and your money is safe with returns. This plan is the best way to save money for children’s education, marriage or any big expense.
Why choose this plan?
Post Office RD plan is perfect for those who want to build a big fund by depositing a little money every month. This plan is not only safe but also has fixed returns. By depositing ₹6,000 every month you can build a big fund in 5 years. This plan is the best way to keep your money safe and grow, there is no risk and no complicated process.
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